What would happen to your children if you and your spouse died tomorrow? 

If it is not something you have thought about, you should.  You can have a say in who would raise your children.   The mechanism to do so is called a “preneed guardian for minor”  Essentially you and your spouse nominate the person you would want to be responsible for caring for the physical, emotional and financial well-being of your children.  You are also able to nominate an alternate in the event the primary is unable or unwilling to serve.  Upon the death of both parents, the person nominated assumes the duties of the guardianship.  The guardian then initiates with the Court a petition for confirmation.  The Courts review the eligibility of the guardian.  If found to be eligible, the guardian takes an oath and issues letters of guardianship.  The Courts almost always affirm the parents’ nomination for guardian.  In most cases where a guardian is not found to eligible the person is refused because of a felony conviction or a conflict of interest, usually financial.  Family members who are not convicted felons are generally approved.  It is always hard to contemplate another person raising your child.  However, it can provide peace of mind knowing you made the decision and a plan of action is in place in case the worst happens.